Prep your 2025 taxes
with Monty

Monty is a finance autopilot for one-person businesses. It does three things: Bookkeeping – connect your accounts and Monty categorizes every transaction in real time, matches receipts, and keeps a clean set of books. Tax – Monty surfaces every deduction you're missing, runs quarterly estimates, flags strategies like S-Corp election, and generates filing-ready reports. Financial intelligence – Monty exposes your verified financials through an MCP server so tools like Claude and ChatGPT can read, reason, and act on them.

Monty is designed for people running one-person businesses. That includes consultants, fractional executives, realtors, architects, freelancers, creators, and other independent professionals who manage their own income and expenses. Most Monty users file as a Schedule C sole proprietor or an S-Corp, but the common thread is simple: you run the business yourself and want bookkeeping and tax deductions handled automatically.

Monty has a free plan that covers the core engine: auto-categorization, deduction capture, receipt matching, and the MCP server for Claude and ChatGPT. Premium is $199/year and adds quarterly tax estimates and P&L reporting for tax filing. The average Premium user saves $1,600 in tax, so it pays for itself 8x over.

QuickBooks and traditional bookkeeping tools require you (or a bookkeeper) to manually review and categorize transactions. Monty automatically scans your accounts, categorizes expenses, and highlights potential tax deductions you might otherwise miss. It also shows real-time quarterly tax estimates so you always know what you owe. In short: traditional bookkeeping tools help you keep records. Monty helps make sure you don't overpay in taxes.

Yes. Because Monty keeps your books clean and categorized throughout the year, filing is a few clicks at tax time. You can either file directly inside Monty or export everything your CPA needs.

No, but you can keep yours if you like them. Monty handles the ongoing bookkeeping, deduction capture, and quarterly estimates a CPA would normally do for a one-person business, and you can file directly inside Monty when the year ends. If you already work with a CPA, Monty gives them far less cleanup at tax time. Most users share Monty's exports with their existing CPA, who appreciates the clean, categorized books.

Monty runs an MCP server that exposes your verified financials to AI assistants. Connect it to Claude or ChatGPT and you can ask things like "how much tax do I owe this quarter?" or "push my P&L to Notion" and they'll pull real numbers from your books instead of guessing.

Yes. Monty uses bank-level encryption and read-only connections to securely access your financial data. Your login credentials are never stored, and Monty cannot move money or make transactions on your behalf.